Your First Home Loan: 5 Mistakes to Avoid (That No One Tells You)

We all know someone who bought their first home and then went, “Oh… I probably should’ve checked that.” Let’s avoid that.

Here are 5 rookie mistakes we help our clients dodge:

  1. Not getting pre-approved before house hunting. You need to know your budget before you fall in love with a property.
  2. Underestimating upfront costs. Stamp duty, legal fees, building inspections — it adds up fast.
  3. Not factoring in lifestyle expenses. Your loan needs to fit your life, not the other way around.
  4. Only talking to one lender. You could be missing out on better deals or features.
  5. Thinking the lowest interest rate = best loan. It’s not just about rates. Fees, features, and flexibility matter too.

We’re here to help you feel informed, prepared, and ready to make your move.

📞 If you’re buying your first home, reach out now — we’ll guide you through the whole process from start to settlement.

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