It’s the first thing everyone wants to know — and the answer isn’t just a magic number.
If you’re thinking about buying a home, refinancing, or just exploring your options, one of the first questions you’re likely asking is: “How much can I actually borrow?” It’s a fair question — but the answer depends on more than just your salary.
Banks and lenders look at a combination of your income, expenses, debts, credit history, living situation, and even how many kids you have. Fun, right?
In plain English: they want to make sure you can comfortably make your repayments. We help you figure this out upfront, so you know exactly what you’re working with. No guesswork, no stress.
We also help you understand your borrowing power versus what you can safely afford — and yes, there’s a difference.
📞 Want to know what you could borrow right now? Book a free call with us today.